Table of Contents

Introduction
Article 1.     Definitions
Article 2.     Basis of Employer Participation in the Plan
Article 3.     Participation of Employees
Article 4.     Pension Credit and Breaks in Service
Article 5.     Pension Eligibility and Amounts
Article 6.     Normal Form of Pension and Optional Forms of Pension Payments
Article 7.     Death Benefits
Article 8.     Applications, Benefit Payments and Retirement
Article 9.     NPF COLA Benefit
Article 10.   Reciprocity
Article 11.   Transfer of Contributions Between Pension Plans
Article 12.   Termination of Employer and Employee Participation
Article 13.   Top Heavy Provisions
Article 14.   Amendment, Termination and General Provisions
Article 15.   Health Benefits for Pensioners and Beneficiaries
Article 16.   Disability Benefits
Appendix A. Plan Provisions that are No Longer Generally Applicable
Appendix B. Plans that have Merged with the Fund


 
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