Introduction Article 1. Definitions Article 2. Basis of Employer Participation in the Plan Article 3. Participation of Employees Article 4. Pension Credit and Breaks in Service Article 5. Pension Eligibility and Amounts Article 6. Normal Form of Pension and Optional Forms of Pension Payments Article 7. Death Benefits Article 8. Applications, Benefit Payments and Retirement Article 9. NPF COLA Benefit Article 10. Reciprocity Article 11. Transfer of Contributions Between Pension Plans Article 12. Termination of Employer and Employee Participation Article 13. Top Heavy Provisions Article 14. Amendment, Termination and General Provisions Article 15. Health Benefits for Pensioners and Beneficiaries Article 16. Disability Benefits Appendix A. Plan Provisions that are No Longer Generally Applicable Appendix B. Plans that have Merged with the Fund