SUMMARY PLAN DESCRIPTION
2002 EDITION

Summary of Benefits

Your pension benefit can be a significant part of your retirement income. The amount of your pension benefit is based on the number of years you work for an Employer that is required to make contributions on your behalf to the Plan and the amount of those contributions. Generally, the longer you work for a Contributing Employer, the greater your pension. The Pension Plan offers you:

·      Pensions at various retirement ages,

·      A number of payment options,

·      Disability benefits, and

·      Death benefits.

 This booklet has been prepared to give you an overview of the Pension Plan and to help you make decisions about retirement. Please keep this booklet in a safe place. If you are married, share this booklet with your spouse. Contact the Pension Benefits Department at 703-739-7000 or toll free at 800-231-4622 if you have any questions about your Pension Plan.

 
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