Introduction Summary of Benefits Pension Plan Highlights
Beginning Work Becoming a Participant Earning Years of Service for Vesting Earning Pension Credit
Leaving Work Break in Service After Your Contribution Date When Break in Service Rules Do Not Apply
Getting Married or Divorced Marriage Divorce
Becoming Disabled Disability Pension Industry-Related Disability Pension Payment of Your Benefit Social Security Disability Benefits
Types of Pension Normal Retirement Pension Early Retirement Pension Special Early Retirement Pension 55/30 Pension Disability Pension Pro Rata Pension
Forms of Benefit Payment Lifetime Pension 50% Husband-and-Wife Pension 100% Husband-and-Wife Pension Lifetime Pension with 120 Payments Certain Level Income Option Small Benefit Payment Beginning Date of Benefits Overpayments
Applying for Your Pension Benefit When Your Benefits Begin If Your Application is Denied Review Procedure
Work in Non-Signatory Employment Recovery of Previous Status
Returning to Work Before Your Pension Payments Begin After Your Pension Payments Begin
In the Event of Death If You Die Before Pension Payments Begin If You Die After Pension Payments Begin If Your Spouse or Beneficiary Dies Social Security Death Benefits
NPF COLA Benefit NPF COLA Benefit for Beneficiaries Ad Hoc COLA Payments
401(h) Medicare Benefit
Administrative Information General Information about the Plan You May Not Assign Your Benefits If the Plan is Ended or Modified The PBGC Guarantees Pension Benefits Your Rights are Protected by ERISA
Appendix A Accrued Benefit Rates Before January 1, 2000 Accrued Benefit Rates Before January 1, 2000 for Construction Employees Accrued Benefit Rates Before January 1, 2000 for Non-Construction Employees
Appendix B Merged Pension Funds
