Are there any penalties for Sheet Metal Industry work not covered by a Union CBA?
Yes. If you work in the Sheet Metal Industry after 9/1/1988 and the company is not signatory to a Union collective bargaining agreement, the Fund imposes the following conditions for this non-signatory employment:
- Loss of disability benefits.
- Loss of a pre-retirement Lump Sum death benefit.
- A suspension of Early Retirement benefits on any accrual earned after 9/1/1988. This suspension is dependent on the number of calendar quarters you are employed in non-signatory employment after 9/1/1988.