If I do not achieve Vested Status, can I receive a refund of the contributions made on my behalf?
No. Technically, only Employer contributions are made. The Plan is designed to pay monthly benefits to Retirees who were career sheet metal workers working under Union SMART Collective Bargaining Agreements. This can only be done if the NPF is devoted to paying monthly benefits. Cashing out contributions to employees who are going to work in other industries after spending only a few months or years working with the Union make the Fund unsustainable.