Summary Plan Description

Claims and Appeals Procedures

Any disputes to eligibility, type, amount, or duration of benefits or any right or claim to payments from the Plan will be resolved by the Board of Trustees or a subcommittee of the Board of Trustees—the Appeals Committee.

If your application for benefits is denied, in whole or in part, you will be sent a written notice of the denial within 90 days of the date your application was received. You or your authorized representative may petition the Trustees for review of the denial, as long as you do so in writing and within 180 days after you receive notice of the initial denial.

The Trustees will make their decision on their review of the denial promptly, generally at the next scheduled meeting (quarterly). The review decision will be provided to you in writing.

This page includes only highlights of the claims review and appeal process. See the Details Tab for more information.

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