Summary Plan Description

Eligibility and Participation


You are eligible to participate in the Plan if you:


Your Plan participation begins on the first January 1 or July 1 after you have completed a Year of Service, which is a 12-month period in which you had at least 870 Hours of Work in Covered Employment.

Once your participation has begun, it will continue as long as you remain in Covered Employment or are Vested in your benefit. Generally, participation ends only if you have an extended absence or incur a One-Year Break in Service (generally a calendar year in which you earn less than 435 Hours in Covered Employment).

Special Rules for Owner-Members

An Owner-Member is not eligible to earn benefits in the Plan if his or her Employer is knowingly delinquent in making contributions under the terms of the CBA. An Owner-Member will return to Coveed Employment after the one-year period following the date the delinquent Employer has resolved the delinquency.

This page includes only highlights of eligibility and participation requirements. See the Details Tab for more information.

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